Monthly Archives: March 2020
An Astounding 15,000 Claims Are Still Open after Hurricane Michael
Hurricane Michael made landfall in 2018, almost 18 months ago. However, the number of open insurance claims still clocks in at an amazing 15,000, according to a story in the Tampa Bay Times. This means that many property owners have been unable to pay for necessary repairs years after they sustained hurricane damage. The… Read More »
Non-Renewal of a Homeowner’s Insurance Policy: What You Need to Know
Insurance policies are contracts, and each side has an option of not renewing an agreement once it expires. After having shopped around for a good homeowner’s policy, however, you might be surprised when your insurer sends you a nonrenewal notice. The fact is that many homeowners want to keep their policy and find any… Read More »
How to Hurricane Proof Your Basement
Any damage to your home after a hurricane can be costly to repair. But damage to the basement might be catastrophic. Many homeowners have suffered tens of thousands of dollars of damage when their basement has flooded or suffered other damage. Below, we highlight steps you can take to protect your basement for the… Read More »
Fake Hurricane Charities
After a hurricane or other natural disaster, scam charities pop up faster than weeds in an untended garden. Scammers have become much more sophisticated over the years, and some of them even use crowdfunding sites to bilk people out of money. A scam charity preys on the human instinct to help those in need…. Read More »
Federal Funds Could Spur Hurricane Michael Recovery Efforts
Hurricane Michael made landfall about 16 months ago, on October 10, 2018. Striking the Panhandle as a Category 5 storm, the Hurricane caused over $25 billion in damage, a truly staggering sum. Thousands of homes were completely destroyed, and others suffered serious wind or flooding damage. Some people will be shocked to find out… Read More »
Still Waiting for Help from Hurricane Irma
Irma struck Florida over 2 years ago, in September 2017. However, the repercussions continue to reverberate for many homeowners. First Coast News brought a story about several homeowners who are continuing to deal with the fallout from Irma. Their complaints ranged from the unkempt nature of the public highways to complaints about a leaky… Read More »
3 Men Plead Guilty to Home Repair Scam Following Hurricane Michael
There is some good news out of the Tallahassee federal courthouse. Three men have pled guilty to committing fraud on homeowners following Hurricane Michael. Many of their victims were senior citizens, who are especially vulnerable to scams following a natural disaster. According to the Miami Herald, the three men are Edward Newton, 45; Christian… Read More »
What Deductible Should You Choose for Hurricane Insurance?
Florida law allows insurers to charge a special hurricane deductible, which can differ from the deductible for your homeowner’s insurance policy. Like all deductibles, this number represents the amount of loss you will be responsible for before an insurer will send a check to cover repairs to your home. Florida law requires that insurers… Read More »