Monthly Archives: May 2022
What Lies Beneath The Surface: When Unseen Water Damage Can Cause Serious Problems
After a flood, storm, or other event that leads to water buildup in your home, we often try to clean up the damage in front of us and move on. Even after the damage appears to be cleaned up and dried, however, water might not be done damaging your home. Effects of water damage… Read More »
5 Signs Of Underpayment On A Property Damage Claim, And What You Can Do
When your property sustains damage from a storm or other serious event, you count on your property insurance to assess the damage and provide financial coverage to help you rebuild. Many times, this will be a relatively smooth and straightforward process, leaving both the insured and the insurer satisfied. Other times, disputes arise regarding… Read More »
5 Things To Know About Examinations Under Oath In Florida
After a property damage insurance claim is filed, both the insurer and insured will have paperwork and procedures to complete. One of these procedures is an “Examination Under Oath”, or “EUO”. You may or may not have heard of these, or been through them before. In short, the Examination Under Oath is done at… Read More »
5 Things NOT To Do After A Tornado Or Hurricane In Florida
It is a fact of life in Florida that along with the sunshine comes the occasional storm. Some of these storms can be severe and even life-threatening. The Daytona Beach area experiences tornadoes more often than the national average, and these storms can be unexpected and severe. Hurricanes always remain a risk during the… Read More »
What To Do When An Insurance Company Denies Your Fire Damage Claim
Fire damage to a business or home is something every property owner fears. The sudden and unexpected nature of a fire, with its devastating effects, is something nobody wants to happen. Unfortunately, structure fires do happen, more often than we think. According to the National Fire Protection Association, over 1 million structure fires causing… Read More »
Insurance Issues With An Inherited Home In Florida
With the passing of a parent or grandparent comes a tremendous amount of grief, sadness, and – unfortunately – work. There are the customary tasks most people and their families consider, such as making funeral arrangements, settling financial affairs, and starting the probate process. Often, there is also a home passed on to heirs…. Read More »
5 Common Reasons For Property Damage Claim Denials In Florida, And What To Do About Them
A person’s home or business are usually their most important assets, which is why they pay high premiums to insure them. Property insurance exists to protect homeowners from paying out-of-pocket for property restoration after an incident that was outside of their control. Coverage policies will set out the various types of damages that are… Read More »
Property Insurance Claim Releases: What Are They And When Should You Sign One?
Let’s say you’ve already gone through the tough parts of a property damage claim: the damaging event, cleanup, documentation, and the back-and-forth with your insurer over the course of several weeks (or months). Then, around the time you receive a settlement check, the insurance company sends you a Property Insurance Release of Claims form…. Read More »