Monthly Archives: August 2023
Tips When Filing A Homeowners’ Fire Insurance Claim
Many people purchase fire insurance with the hope that they never have to use it. Unfortunately, fires do happen and in just a matter of a few seconds, they can cause an immense amount of damage. If your property has been damaged by fire, you can file a claim if you have purchased coverage… Read More »
What Items To Safeguard When Preparing For Hurricane Season
It is now the peak of hurricane season in Florida and home and business owners are preparing for the barrage of storms that could hit. Taking steps to protect your property may involve filling and positioning sandbags, boarding up windows, and more. However, it is also important that you protect certain items that you… Read More »
How To Tell If You Need Business Interruption Insurance?
Business owners often know that they need insurance to protect their best interests, but they do not always know what type of insurance they need. If you have asked yourself in the past if you need business interruption insurance, you likely do. Many events could destroy your business, such as a tornado or a… Read More »
How Social Media Posts Can Hurt Your Property Damage Claim
The use of social media today has become widespread. People use social media platforms such as Facebook and Instagram to share many details of their lives with friends, family members, and even strangers. After a hurricane, fire, or other natural disaster, you may want to post pictures onto social media. You may want to… Read More »
What Is Coverage For Additional Living Expenses?
Whether you are purchasing homeowners insurance for the first time, updating your policy, or just reviewing your coverage, you may have come across the term ‘Additional Living Expenses’. Also known as ALE, your current policy may already include this type of coverage, or you may be wondering if you need to add it the… Read More »
Tips When Negotiating A Property Damage Claim Settlement
If your home or business is damaged by a storm, accident, or natural disaster, you may need to negotiate a settlement with your insurance company. Making the decision to settle with your insurance company is not always easy. The insurer may try to settle for an amount that is much lower than what you… Read More »
Can You Reopen A Property Insurance Claim?
Many property owners in Daytona Beach wrongly assume that once their insurance claim has been closed, they cannot reopen it in the future. Fortunately, that is not true. Even when a property insurance claim has been previously closed, there are still many valid reasons you may have for reopening it. In fact, reopening a… Read More »
How Do Insurance Companies Reduce Hurricane Insurance Claims?
As a responsible homeowner, you have purchased insurance to protect your property. As such, when your property is damaged by a hurricane, you expect that the insurer will be there for you and cover any loss you sustained. Unfortunately, as many homeowners find after a storm, insurance companies are often reluctant to provide full… Read More »