Author Archives: Jay Butchko
Should You Hire A Public Adjuster Or A Property Damage Lawyer?
Your property can become damaged in a number of ways. Natural disasters such as hurricanes, tornados, and tropical storms are common in Florida and cost homeowners millions of dollars every year. Your property may also become damaged by theft, vandalism, another person’s negligence, or natural causes, such as mold. Regardless of how your property… Read More »
Five Reasons Your Property Damage Claim May Be Denied
Your property can become damaged due to another person’s negligence, accidents, and natural disasters such as fires, floods, and hurricanes. As a responsible homeowner, you have purchased insurance for such events and you expect coverage to be available when you need it. Unfortunately, that is not always the case. Insurance companies regularly deny claims,… Read More »
Think You Have Mold In Your Home? Here Are Three Ways To Tell
Homes in Florida are particularly susceptible to developing mold. With so many hurricanes and tropical storms, water can quickly collect in different areas of a home and lead to a much bigger problem. If your home has been damaged by mold, the last thing you want to hear from your insurer is that you… Read More »
Nearly 200,000 Hurricane Ian Claims Closed Without Payment
Nearly one year ago, Hurricane Ian made landfall on Florida’s Gulf Coast. With heavy rains and winds up to 150 miles per hour, it was one of the most powerful storms to ever hit the United States. The storm cost $12.6 billion in insured losses and left 2.6 million Floridians without power. During the… Read More »
How Long Do Insurers Have To Pay Claims In Florida?
After your property has been damaged by flooding, a hurricane, tropical storm, or another natural disaster, you expect your insurance coverage to protect you. You have paid your premiums month after month and when you need it, and you rightfully deserve to receive coverage quickly. How quickly should you expect coverage, though? Many insurers… Read More »
How To Choose A Property Damage Lawyer In Daytona Beach
Many people do not consider hiring a Daytona Beach property damage lawyer until they actually need one. Unfortunately, by then it is often too late. The best time to find a lawyer who can help you is long before your property actually becomes damaged. This will give you the time you need to research… Read More »
Do You Need Flood Insurance In Florida?
In April of 2023, over 25 inches of rainfall fell throughout Broward County. The massive downpour caused officials to close the Fort Lauderdale-Hollywood International Airport, and many of the roads were underwater. Governor Ron DeSantis even requested that a federal major disaster be declared. While the flooding may have happened hours away from Daytona… Read More »
Common Examples Of Bad Faith Insurance Practices
You made the responsible decision to insure your home or business so it is protected in the event of fire, hurricane, or other natural disaster or accident. Unfortunately, insurance companies are often hesitant to provide the coverage you have purchased over several months, or even years. Insurers prioritize their own revenue and bottom line,… Read More »
Tips When Filing A Homeowners’ Fire Insurance Claim
Many people purchase fire insurance with the hope that they never have to use it. Unfortunately, fires do happen and in just a matter of a few seconds, they can cause an immense amount of damage. If your property has been damaged by fire, you can file a claim if you have purchased coverage… Read More »
What Items To Safeguard When Preparing For Hurricane Season
It is now the peak of hurricane season in Florida and home and business owners are preparing for the barrage of storms that could hit. Taking steps to protect your property may involve filling and positioning sandbags, boarding up windows, and more. However, it is also important that you protect certain items that you… Read More »