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Category Archives: Insurance

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Keep Paying Your Insurance Premiums

By Bundza & Rodriguez, P.A. |

The recent coronavirus pandemic has certainly hit many Daytona Beach businesses hard. Consequently, they have laid off or furloughed many workers, who have seen their income drop to zero. In this economic environment, many business owners and individuals are looking for ways to cut expenses so that they can continue to make payroll or… Read More »

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Will Your Flood Insurance Premiums Rise?

By Bundza & Rodriguez, P.A. |

Most people with flood insurance buy it through a government program spearheaded by the Federal Emergency Management Agency (FEMA). However, changes in 2020 could lead to a spike in premiums, which many homeowners are probably not prepared to shoulder. Below, one of our Daytona Beach flood damage attorneys reviews what you need to know…. Read More »

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Non-Renewal of a Homeowner’s Insurance Policy: What You Need to Know

By Bundza & Rodriguez, P.A. |

Insurance policies are contracts, and each side has an option of not renewing an agreement once it expires. After having shopped around for a good homeowner’s policy, however, you might be surprised when your insurer sends you a nonrenewal notice. The fact is that many homeowners want to keep their policy and find any… Read More »

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What Deductible Should You Choose for Hurricane Insurance?

By Bundza & Rodriguez, P.A. |

Florida law allows insurers to charge a special hurricane deductible, which can differ from the deductible for your homeowner’s insurance policy. Like all deductibles, this number represents the amount of loss you will be responsible for before an insurer will send a check to cover repairs to your home. Florida law requires that insurers… Read More »

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Condominium Air Conditioner Damage

By Bundza & Rodriguez, P.A. |

Hurricanes and other devastating storms can damage condominiums, including anything on the roof of the condo. Many condos have air conditioners on their roof to provide cooling to all the units in the building. During a storm, strong winds can topple these air conditioners, or they can be damaged when something blows off another… Read More »

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What is Parametric Insurance and Should You Buy It?

By Bundza & Rodriguez, P.A. |

Hurricane season might have ended, but it will roll around soon enough. Consumers who do not have enough insurance still have time to buy homeowner’s coverage to cover windstorm damage and flooding insurance for the damage caused by rains and rising floodwaters. But, according to Market Watch, consumers have a new insurance option—parametric insurance…. Read More »

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Hurricane-Related Illnesses and Diseases

By Bundza & Rodriguez, P.A. |

The devastation caused by hurricanes sometimes doesn’t truly begin until the storm pulls out to sea. Many disease outbreaks occur in the immediate aftermath of a natural disaster, when regular sanitation is compromised and sewage seeps into the water system. Although the United States rarely sees the worst outbreaks, we have certainly suffered an… Read More »

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The 2019 Hurricane Season Ends: How Bad Was It?

By Bundza & Rodriguez, P.A. |

The official 2019 hurricane season ended on November 30. Now is a time to look back and assess how damaging it was. According to a Bloomberg story published on MSN, there was good and bad news. First, the good. The 2019 season caused far less in property damage than recent seasons. We saw around… Read More »

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5 Facts about Hurricane Insurance Claims

By Bundza & Rodriguez, P.A. |

The moments after a hurricane hits can be disorientating. In addition to struggling to find safety, many people are dealing with difficult emotions as they watch their homes get damaged or sometimes outright destroyed. Below, we offer 5 facts you should be aware of about making insurance claims after a hurricane. Please contact Bundza… Read More »

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How Will Climate Change Affect Hurricane Activity?

By Bundza & Rodriguez, P.A. |

Climate change is ongoing. In particular, mankind’s impact on the climate has already caused ocean temperatures to rise and has altered the climate in many parts of the world. To date, there has been no concerted effort to stop climate change, so it is reasonable to think about how climate change will change our… Read More »

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