Common Signs That You Need A Hurricane Insurance Claims Lawyer
Hurricanes are quite common in Daytona Beach, and throughout all of Florida. The devastation left behind by hurricanes is immense. Your home may be partially or completely destroyed. At this difficult time, you may only be reassured by the fact that you have homeowners insurance, and that you will receive a payment for the damage quickly. While this does sometimes happen, that is not always the case, unfortunately.
Insurance companies sometimes act in bad faith by denying or delaying the coverage homeowners need. In these cases, you need a Daytona Beach bad faith insurance claims lawyer. So, how do you know if your insurer is acting in bad faith? Below, one of our seasoned attorneys outlines the common signs to look for.
Your Claim is in Dispute
If the insurance company is disputing your claim, it is a sure sign that you need to speak to a lawyer. Insurers will try to dismiss or downplay a claim for property damage after a hurricane. For example, providers may dispute a claim by arguing the damage is due to flooding, which is not covered by many insurance policies.
Your Claim was Denied
Insurance companies are legally obligated to investigate claims in good faith. Still, that does not mean that they regularly deny claims in bad faith. If your claim has been denied, it is time to speak to a bad faith insurance claims lawyer. A lawyer will protect your rights at all times and will make sure the insurer treats you fairly.
Your Insurance Company Offered a Lowball Settlement
Insurance companies are big businesses and like any other, their objective is to make a profit. To do this, they offer homeowners lowball settlements that are not enough to fully cover the cost of damage. If you believe the insurance company offered an unreasonably low settlement, a lawyer can advise on the fair compensation you deserve.
Negotiations are Required
To obtain a fair settlement from the insurance company, you may have to negotiate with them. The insurer will make an offer, and then you will make a counter-offer. Negotiating with insurance companies is very difficult, particularly if you do not know the laws and policy terms, or you do not understand your rights. Negotiations can also be quite intimidating and overwhelming for people who are not familiar with them. A lawyer will have the necessary experience to negotiate with the insurer and help you obtain the full and fair coverage you are entitled to.
Our Bad Faith Insurance Claims Lawyer in Daytona Beach will Uphold Your Rights
The above situations are just a few of the most common signs that you need the help of a Daytona Beach bad faith insurance claims lawyer. If you feel as though you are not being heard by your insurance company, or think they are acting in bad faith, our skilled attorneys at Bundza & Rodriguez can provide the strong legal representation you need. Call us now at 386-252-5170 or contact us online to schedule a free consultation and to learn more.