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Daytona Beach Lawyers > Blog > Property Damage / Insurance > How Hight Heat And Humidity Can Cause Property Damages To Your Home

How Hight Heat And Humidity Can Cause Property Damages To Your Home


Florida residents are accustomed to dealing with high heat and humidity, but it can get particularly uncomfortable throughout the month of August. Unfortunately, this type of extreme weather can end up causing property damages in Daytona Beach. Find out more about the risk factors and situations where damages can be covered by homeowner’s insurance.

Areas In Your Home Susceptible To Damage From High Heat and Humidity 

It is important to be aware of how the weather at different times of the year can damage your home. This is particularly true in the late summer months when high heat and humidity become a problem. The Weather Channel warns that there are four common areas that are among those most likely to be affected:

  1. Crawl spaces: This area is one of the most likely to suffer damage due to high heat and humidity. Trapped air and moisture can ruin insulation, causing mold to grow and get into your home. It can also cause warping of floorboards and other structural problems.
  2. Attics: While vents and air-circulating fans in your attic help, Daytona Beach temps can easily overwhelm them. In addition to mold, this can cause moisture buildup in your attic, impacting ceiling beams and plaster. It can also ruin any items currently being stored in this space.
  3. Windows and doors: Poor seals around windows and doors pose a serious threat during hurricane seasons. These areas should be strengthened immediately to prevent major damages. Leaks and drafts also allow hit air and humidity to seep in, warping frames and increasing the likelihood of mold and air quality problems.
  4. Plumbing and pipes: The same as with windows, plumbing and pipes need to be sealed properly. Prior damages and expansion due to humidity can increase the risk of leaks or major ruptures.

Is Damage Due To Heat and Humidity Covered By Homeowner’s Insurance?

Damage caused directly by high heat and humidity is generally not covered by homeowner’s insurance. However, The Florida Department of Financial Services advises carefully reviewing the terms of your policy to double-check on any specific stipulations it contains. What is often covered under your policy are damages that can make heat and humidity more of a problem during the late summer months. This includes:

  • Damage to windows, roofs, and other locations from wind, hail, or vandalism, which allows heat and humidity to get in;
  • Accumulations of water around your property due to heavy rains or efforts at putting out fires;
  • Burst pipes, which in addition to water damage, increase the likelihood of mold issues;
  • Structural problems due to sinkholes or other adverse events.

Reach Out to Us Today for Help 

For questions about damages to your property and what is covered in a claim, call Bundza & Rodriguez or contact our office online. We protect your rights in dealing with insurers, helping you get the compensation you deserve. Reach out and request a consultation with our Daytona Beach property damage attorneys today.



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