When To Contact A Property Damage Claims Attorney In Daytona Beach

Homeowners insurance protects you against property damages that can happen due to storms, fire, theft, and other causes. You report the incident to your insurer, document your damages, review what happened with the claims adjuster, and then get the money you need to make repairs or replacements. While this is the way it is supposed to work, it rarely goes this easy. When problems arise, you may need to get an experienced Daytona Beach property damage claims attorney on your side. The following details situations in which we may be able to help.

When A Property Damage Claims Attorney Can Help

When dealing with homeowners insurance, you may be able to resolve simple claims on your own and can report any problems to Florida’s Division of Consumer Services. In the following, more serious cases, it is generally a good idea to talk with a Daytona Beach property damage claims attorney:

• If your claim is denied: This is common and can happen for a variety of reasons. You may have not had as much coverage as you thought, allowed your policy to lapse, failed to submit your claim within the appropriate time frame, or not provided enough information and documentation. It could also be an administrative error on the part of the insurer. In either case, an attorney can guide you through the process of filing an appeal.
• If a settlement offer fails to cover your costs: It is beyond disappointing to have your claim approved only to receive less than the full amount expected in a settlement. Before accepting any offers and signing a release or other insurance documents, review the offer with an attorney first. Once you do accept, you will be unable to claim any additional losses.
• If the insurer fails to adhere to policy provisions: Insurance representatives are only human and can make mistakes. It is vitally important to read all policy documents thoroughly and be familiar with your terms of coverage so that you can act as your own advocate. If you point out procedural errors or other problems and they fail to acknowledge or honor the policy, you may have grounds for a lawsuit. Under the Florida Statutes, insurers can be held liable for unfair practices.
• When you suffer major damages: Any time you are dealing with major damages in or around your home, it is a good idea to seek legal help to ensure you take full advantage of your policy and get the maximum amount you deserve. 

Let Us Help You Today

You have only one chance to get the compensation you are entitled to in a homeowner’s insurance claim. At Bundza & Rodriguez, we provide trusted legal guidance in getting your claim approved and help our clients get the maximum amount they are entitled to in a settlement. To discuss how we can help you, call or contact our Daytona Beach property damage claims attorneys online and request a consultation today.