Daytona Beach Fire & Smoke Damage Lawyer
If your home or business has been damaged by fire, it is critical for both you and your insurance company to act quickly to ensure that the claim is handled properly, and just as importantly, that you are able to secure alternative living arrangements immediately, if appropriate. A fire can, of course, destroy everything you’ve worked your whole life for, from your home to your personal belongings, including irreplaceable objects, in a matter of minutes. But even when a fire doesn’t destroy the entire structure of your home or commercial building, the damages sustained may very well extend far beyond the immediate area of the fire, whether due to smoke damage from the fire or water damage from the firefighters who are doing their job.
For residential fire claims it is important that you create a contents inventory as soon as possible after the fire. Preparing a thorough and accurate contents inventory list from scratch after a fire, however, may be extremely difficult or impossible when your home or business and everything in it is damaged beyond recognition.
Fire claims for which the insured property may be salvaged or repaired still must be adjusted properly by the insurance company. Accordingly, it is important that the carrier or adjuster assigned by the insurance company utilizes the appropriate experts, including in part, fire causation experts, certified industrial hygienists or other water damage experts. Failure to do so may cause your insurance company to not address significant areas of damage to your property.
How We Can Help
At Bundza & Rodriguez, P.A. we have represented both residential and commercial property owners with their fire insurance claims. Our attorneys know how to respond to the insurance company’s tactics when it fails to properly adjust or pay your claim. Don’t fight back alone if your insurance company has treated you unfairly after a fire. The insurance companies have expensive experts who work exclusively for their benefit. We will aggressively pursue your rights owed under the insurance policy if your claim was delayed, underpaid, or denied.
Smoking & Building Fires
Whether you smoke or not, everyone can be affected by accidental fires started by smoking. In fact, smoking is the number one cause of preventable fatal home fires. When people who smoke flick their cigarettes near buildings or whenever anyone falls asleep while smoking, there is a risk of a fire starting. As such, many states have implemented “fire-safety” cigarettes to curb cigarette fires, but unfortunately, this has not stopped cigarette fires in homes and commercial buildings from occurring.
If your business or home was destroyed or damaged by a fire started by a cigarette, you will probably need to rely on your insurance company to help you deal with the damage. Unfortunately, many insurance companies attempt to deny or underpay claims.
Electrical fires can begin for a number of different reasons. Typically an electrical fire can be traced back to the following issues:
- Issues with fixed wiring in the home, such as old wiring and light switch and electrical outlet malfunction
- Faulty electrical wiring in power cords
- Faulty light fixtures and light bulbs
- Misuse of electrical outlets, such as overloading circuits and running cords underneath carpet or rugs
Contact Our Daytona Beach Property Damage Lawyers Today
At Bundza & Rodriguez, P.A. our Daytona Beach fire damage lawyers are dedicated to helping individuals who have been wrongly denied or underpaid by their home insurance company. If your home was damaged in a fire and your insurance company is failing to pay your full coverage contact us today we serve all of Florida including Volusia County, Flagler County and Brevard County.