Recent Blog Posts
How Are Condominium Insurance Claims Different From Others?
Condominiums line the shores of Daytona Beach, and they can be seen along the coast and inland throughout the entire state. The growth and sale of condos is also not slowing down and has remained steady over the past ten years. Additionally, there are approximately 50,000 homeowners’ associations (HOAs) that help govern and maintain… Read More »
Does Homeowners Insurance Cover Tornado Damage?
Florida averages 60 tornadoes every year, and they typically occur during the spring and summer months. With these storms causing such extensive damage, and so frequently for many months of the year, people often wonder if their homeowners insurance policy covers this type of damage. The good news is that in most cases, homeowners… Read More »
Is Hail Damage Covered By Insurance?
Hail storms are not as common as tropical events and thunderstorms in Florida, but they do happen. Hail storms are often unexpected and when they occur, they can cause extensive damage to homes and other structures. Windows may break, siding can become cracked and torn, or roofs can become damaged. The severity of the… Read More »
Common Mistakes To Avoid When Filing A Claim For Property Damage
When your residential or commercial property has been damaged, there are many important steps to take to protect your claim and make sure you receive the coverage you deserve. By the same token, there are also many mistakes that can hurt your claim and result in receiving a settlement that is too low to… Read More »
What Is A Business Interruption Claim?
Business interruptions are nothing new, but the fact that they are happening with more frequency has many business owners greatly concerned. Recent data has shown that 65 percent of business executives are currently very concerned about how a business interruption will impact their company in 2022 and 2023. The concern may be the reason… Read More »
Can You Negotiate A Hurricane Insurance Claim?
Hurricanes can cause damage that ranges from minor to severe. Regardless of the severity of your loss, you should still file a hurricane insurance claim that can help you cover the cost of repairs or replacement. Even though you pay your insurance premiums faithfully and on time to ensure this coverage is available when… Read More »
The Importance Of A Home Contents Inventory List
After a hurricane, tropical storm, or other disaster, you can file a claim with the insurance company that provides you with homeowners insurance to obtain coverage for damage sustained. Although you can obtain coverage for any damage to the structure of your home, you can also pursue compensation for any damage to the personal… Read More »
What To Do, And What Not To Do, When Taking Pictures For The Insurance Company
The coast of Florida sees many hurricanes, tropical storms, and other violent weather. For this reason, homeowners know the importance of having proper insurance that will protect them in the event of a natural disaster. Unfortunately, insurance companies continuously undervalue and deny legitimate claims in an attempt to protect their profits. It is crucial… Read More »
Does Homeowners’ Insurance Cover Damaged Siding?
Many people in Daytona Beach, and throughout the state, have siding on the exterior of their homes. Siding has many benefits, including being resistant to damage, low maintenance, and fairly easy to replace. Siding can stand up to the violent storms often seen in Florida very well, but it still can become severely damaged…. Read More »
Does Insurance Provide Coverage For Burst Pipes?
Burst pipes cause extensive damage that not only has the potential to destroy certain areas of your home, but also result in very costly repairs. When a pipe has been slowly leaking over time before a major burst happens, the damage can be even worse. A pipe that leaks over a long period of… Read More »