What Hidden Damages Does A Fire Cause?

Any fire will cause devastating losses and many of these are obvious. However, there are also often many hidden damages that are overlooked by insurance companies. These hidden damages are often not found during the quick initial survey taken of the damage, but that does not mean you do not have the right to include it in a property damage claim.

It is important to know what hidden damages to look for so you can not only obtain the full coverage you need, but also so you can avoid expensive health or structural concerns. Below, our Daytona Beach fire and smoke damage lawyer outlines some of the most common hidden damages to look for.

Damage from Smoke and Soot 

Smoke contains particles of what has been burned and as it travels throughout a home or property, it leaves soot behind. Damage from smoke and soot can cause a number of health issues including skin damage, respiratory issues, heart attacks, eye damage, and cancer. For young children, inhaling smoke and soot can negatively impact their health for the rest of their lives.

When on surfaces, soot is fairly easy to clean, but it is still best to leave it to professionals when there are large quantities. Your homeowners insurance policy should cover the costs of hiring a professional to remove these dangerous substances. Soot is also sometimes airborne, which makes it even more dangerous. It is important to clean soot as soon as possible because the longer it stays, the harder it is to remove.

Water Damage 

Water is necessary to put out a fire as quickly as possible, but the damage it leaves behind is immense. Water damage can cause structural issues, electronic damage, and damage to important documents and personal items. This damage must be addressed as quickly as possible. If it is not, the water will only cause further damage and can even lead to mold.

Mold 

Having mold in the home is always stressful but it can quickly grow out of control after a fire. Black mold in particular, is particularly harmful to the health of humans. Although cleaning up small amounts of mold on your own is likely not a great health concern, the damage is likely to be substantial after a fire. To avoid breathing in the spores and contracting further health problems, it is important to speak to a professional who can safely clean it for you.

Water Pipes 

Many people do not think that a fire will damage their water pipes, but this type of damage is common. A fire can melt water pipes made out of PVS and when some pipes leak, they can also release carbon monoxide and toxic gasses, which are both lethal. Check your pipes to look for damage and if you see any, shut the water off at the main valve and avoid using water until the damage has been evaluated.

Call Our Fire and Smoke Damage Lawyer in Daytona Beach for a Free Consultation 

If your home has been damaged by fire, you know just how devastating the aftermath is. At Bundza & Rodriguez, our Daytona Beach fire and smoke damage lawyer can make this difficult time easier by dealing with the insurer on your behalf and making sure you receive the full coverage you are entitled to. Call us now at 386-252-5170 or contact us online to schedule a free consultation.

Source:

leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0624/Sections/0624.155.html