Monthly Archives: July 2022
What Is An Assignment Of Benefits In A Florida Property Damage Case?
When the unexpected happens and your home sustains damage due to a storm, fire, or other incident, certain steps must be taken as soon as possible. These include notifying your insurance company, getting a claim started, and taking steps to make any immediate repairs. After property damage occurs and the claims process begins, property… Read More »
What To Know About Recent Property Insurance Legislation In Florida
On May 26, 2022, Governor Ron DeSantis signed off on new property insurance legislation in Florida that modifies rules on coverage denials, attorney’s fees, and aims to create a $2 billion reinsurance fund in Florida. The new legislation was created in efforts to address the continued rise in insurance costs for homeowners, and to… Read More »
What To Expect If You File A Lawsuit Against Your Insurance Company
A person’s home is not only a place of shelter and comfort, but usually their most valuable asset. When an incident or storm occurs that damages a home, residential losses can lead to extreme emotional and financial stress. These stress factors can be compounded when an insurance company unfairly reduces or denies coverage following… Read More »
What Not To Say To An Insurance Company Or Adjuster In A Property Damage Claim
Suffering serious damage to your home can be a traumatic incident, but the impacts can be eased through successful negotiations with your insurance provider and their adjusters. Ideally, they will work with you to arrange a fair payout under your policy’s terms to make you – and your home – whole again. Unfortunately, it… Read More »
Vacancy Provisions In Florida Homeowners Insurance Policies: What They Are And What They Could Mean For You
Did you know that if something happens to your property while it is vacant or unoccupied, your insurance company might not cover your property damage claim? This can happen if your insurance policy has a clause known as a “vacancy provision”. An insurance policy’s vacancy provision can prevent recovery on a claim if your… Read More »
What Not To Do When Filing A Florida Homeowners Insurance Claim
If your home is damaged by any type of event – storms, fire, flood, theft, vandalism, etc. – it is an extremely stressful situation and you will have a lot running through your mind. Despite the confusion that can seem overwhelming, it is important to stay focused on the next steps. These include some… Read More »
“Total Losses” In Florida Homeowner’s Insurance Claims
When a Florida homeowner files a property insurance claim after a damaging event, there is an important distinction to be made between a total loss and partial loss. This can be confusing for claimants, especially those seeking homeowners insurance benefits for the first time after a fire, hurricane, or other event. However, knowing the… Read More »
Hidden Damages In Fire Claims And How To Address Them With Your Insurer
If a fire breaks out on your property for any reason, your chief concern is containing the fire. Next is to repair the immediate damage and make your home livable again. However, even after you think the needed repairs have been made, there can be more behind the surfaces. Unseen, yet dangerous, defects can… Read More »