Category Archives: Property Damage / Insurance
Does Homeowners Insurance Cover Heat Damage?
Florida is dubbed the Sunshine State for good reason. On average there are 237 sunny days a year in the state, which is great when people want to spend a day at the beach, on the golf course, or take their boat out for a ride. Studies have shown that 2023 was the hottest… Read More »
What Should You Add To A Standard Insurance Policy?
Many homeowners are happy to choose a standard insurance policy when they first purchase homeowners insurance. In fact, there are many that do not even read through the policy or fully understand the coverage they have before signing on the dotted line. When they need coverage in the future, it is only too late… Read More »
What Can You Do If Your Insurer Denies Your Property Damage Claim?
It is an unfortunate but true fact that insurance companies often deny property damage claims in Daytona Beach. This is frustrating for homeowners who have regularly paid their insurance premiums only to learn that the insurance company denied their claim when they needed coverage the most. Sometimes, these denials are warranted but other times,… Read More »
Should You Hire A Public Adjuster Or A Property Damage Lawyer?
Your property can become damaged in a number of ways. Natural disasters such as hurricanes, tornados, and tropical storms are common in Florida and cost homeowners millions of dollars every year. Your property may also become damaged by theft, vandalism, another person’s negligence, or natural causes, such as mold. Regardless of how your property… Read More »
Five Reasons Your Property Damage Claim May Be Denied
Your property can become damaged due to another person’s negligence, accidents, and natural disasters such as fires, floods, and hurricanes. As a responsible homeowner, you have purchased insurance for such events and you expect coverage to be available when you need it. Unfortunately, that is not always the case. Insurance companies regularly deny claims,… Read More »
How Long Do Insurers Have To Pay Claims In Florida?
After your property has been damaged by flooding, a hurricane, tropical storm, or another natural disaster, you expect your insurance coverage to protect you. You have paid your premiums month after month and when you need it, and you rightfully deserve to receive coverage quickly. How quickly should you expect coverage, though? Many insurers… Read More »
How To Choose A Property Damage Lawyer In Daytona Beach
Many people do not consider hiring a Daytona Beach property damage lawyer until they actually need one. Unfortunately, by then it is often too late. The best time to find a lawyer who can help you is long before your property actually becomes damaged. This will give you the time you need to research… Read More »
How Social Media Posts Can Hurt Your Property Damage Claim
The use of social media today has become widespread. People use social media platforms such as Facebook and Instagram to share many details of their lives with friends, family members, and even strangers. After a hurricane, fire, or other natural disaster, you may want to post pictures onto social media. You may want to… Read More »
What Is Coverage For Additional Living Expenses?
Whether you are purchasing homeowners insurance for the first time, updating your policy, or just reviewing your coverage, you may have come across the term ‘Additional Living Expenses’. Also known as ALE, your current policy may already include this type of coverage, or you may be wondering if you need to add it the… Read More »
Tips When Negotiating A Property Damage Claim Settlement
If your home or business is damaged by a storm, accident, or natural disaster, you may need to negotiate a settlement with your insurance company. Making the decision to settle with your insurance company is not always easy. The insurer may try to settle for an amount that is much lower than what you… Read More »