Category Archives: Property Damage / Insurance
Are Landlords Required To Purchase Insurance For Rental Properties?
Owning a rental property can be a great investment, but it is also an expensive endeavor. With all the costs of maintaining the property, you may wonder if you also have to purchase insurance for it. After all, a rental property can become damaged by a storm, fire, or other natural disaster just like… Read More »
Should You Choose Replacement Cost Coverage Or Actual Cash Value Coverage?
When you need to insure your property against damage from tornadoes, hurricanes, and tropical storms, there are many different types of policies you can purchase. With everything becoming more expensive by the day, it seems, Floridians want to obtain the coverage they need for the best possible price. When determining how you can do… Read More »
Understanding The Broad Evidence Rule
Property damage is very common in Florida, largely due to the fact that so many serious and violent storms hit the state every year. If your property has become damaged, you are likely wondering whether your insurer will determine the monetary value of your loss. The fact is that the coverage you receive can… Read More »
Things To Know About Homeowners Insurance And Your Vacation Property
You have worked hard your entire life and you are proud that you have a vacation property to show for it. Vacation homes, though, can suffer damage from theft, fire, or weather-related events just like any other. It is always devastating any time your property suffers damage, but the aftermath is even more complex… Read More »
How To Prepare For A Property Damage Claim Before A Storm Hits
Anyone who lives in Florida knows just how common hurricanes, tornadoes, tropical storms, and other devastating events are throughout the state. Any devastating storm can wreak havoc on your property, your pocketbook, and your stress levels. Fortunately, there are ways you can prepare to make sure the aftermath of a serious storm does not… Read More »
What To Do If You Do Not Hear Back From The Insurance Company
If your property has sustained damage, you may know that you have the right to file a claim with your insurance company. Your insurance company has a legal obligation to respond to your claim within 14 days, and they must generally conduct an investigation within 90 days. If this time has passed and you… Read More »
Common Mistakes To Avoid When Filing Property Damage Claims
Damage to a home is often devastating. As a home or business owner who has purchased insurance to cover you in the event of a disaster, you likely have the right to file a claim and receive compensation. Unfortunately, insurance companies are usually more concerned with their own bottom line than helping you in… Read More »
What Tactics Do Insurance Adjusters Use To Deny Claims?
After your home has sustained property damage, you may assume that your insurance company will provide the coverage you need. Unfortunately, this does not always happen. Insurance adjusters are well trained in using different tactics to deny, delay, and reduce property damage claims. Below, our Daytona Beach residential and commercial property damage lawyer explains… Read More »
Common Signs That You Need A Hurricane Insurance Claims Lawyer
Hurricanes are quite common in Daytona Beach, and throughout all of Florida. The devastation left behind by hurricanes is immense. Your home may be partially or completely destroyed. At this difficult time, you may only be reassured by the fact that you have homeowners insurance, and that you will receive a payment for the… Read More »
How Long Do Insurance Companies Have To Pay A Claim?
After your property has been damaged by an accident or natural disaster, you file a claim with your insurance company and hope that you will receive a payment right away. If you do not receive the coverage you need right away, your home will only sustain more damage, which may make it even more… Read More »