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Daytona Beach Lawyers > Blog > Property Damage / Insurance > Should You Hire A Public Adjuster Or A Property Damage Lawyer?

Should You Hire A Public Adjuster Or A Property Damage Lawyer?


Your property can become damaged in a number of ways. Natural disasters such as hurricanes, tornados, and tropical storms are common in Florida and cost homeowners millions of dollars every year. Your property may also become damaged by theft, vandalism, another person’s negligence, or natural causes, such as mold.

Regardless of how your property was damaged, you need coverage from your insurance company to repair or replace it. You may wonder if you should hire a public adjuster or a Daytona Beach property damage lawyer to obtain the coverage you need. Below are some factors to consider when making this decision.

What is a Public Adjuster? 

A public adjuster is someone who negotiates with the insurance company for the coverage you need. The insurance company will have an adjuster working for them and they will also estimate the damage. While you should have someone working to protect your best interests, public adjusters are not usually the best choice.

Public adjusters are not lawyers and so, they cannot file a lawsuit or represent you in court. These both act as leverage when negotiating with the insurance company. A public adjuster can only negotiate with the insurance company and if they cannot obtain the full coverage you need, you will then need to speak to a property damage lawyer.

Why Hire a Daytona Beach Property Damage Lawyer? 

One of the biggest benefits of hiring a Daytona Beach property damage lawyer is that they can work on the claim from the very beginning. They will have knowledge of your insurance policy and can force your insurer to pay full coverage by using leverage, such as entering litigation. Of course, a lawyer will also know the law and tend to the different legal matters that must be dealt with, and that public adjusters are not licensed to complete.

A lawyer will also review current and previous property inspections, audits, and other claims or documentation pertaining to your property that can help resolve your claim. Dealing with the insurance company can be a long and complicated process. A lawyer can simplify the process for you and remove much of the stress of the process. If your insurance company denies your claim, a lawyer will also know how to move forward to obtain the coverage you need to repair your property.

Call Our Residential Property Damage Lawyer in Daytona Beach Today 

After your property has been damaged, you have many legal options for recovering the insurance coverage you need. Among all of these, it is always most recommended that you speak to a Daytona Beach residential property damage lawyer. At Bundza & Rodriguez, our seasoned attorneys know how to negotiate with insurers and hold them accountable for upholding your rights and protecting your property. Call or text us now at 386-252-5170 or chat with us online to request a free review of your case and to learn more about how our experienced attorneys can help with your case.



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