Steps To Take When Filing An Insurance Claim After A Fire
A house fire is every property owner’s worst nightmare. Within just minutes, you may lose all of your family mementos, personal items, and more. With so much devastating loss, you may not know the first steps to take to move on and start rebuilding your life. Below, our Daytona Beach fire and smoke damage lawyer explains the most important steps to take that can make this difficult time a bit easier.
Make Sure You and Your Family are Safe
Every household should have a fire safety plan. A plan should include escape routes, meeting spots, and where the most important documents are located, such as your insurance policy, so they can be kept out of harm’s way. The most important thing after any fire is to locate your family and make sure everyone is safe.
Call the Fire Department
Not all house fires will result in complete devastation. However, the earlier you can call the fire department and other emergency services to the scene, the better. Always make sure your fire safety plan includes ensuring you have your cell phone so you can call for help as soon as you are in a safe place.
Take Photos and Videos of the Aftermath
You can file a claim with your insurance company after a fire, but you will need to show them strong evidence of the damage. Take pictures and videos of any damage caused by the fire. Take close-up pictures, as well as photos and video of the entire scene. Before getting too close to take photos, always make sure it has been cleared by the fire department and that it is safe to do so.
Cooperate with Any Investigation
The fire department may conduct an investigation to determine what caused the fire. The insurance company may also conduct an investigation to determine the severity of damage. It is important that you cooperate with any and all investigations into the fire. Not only can this help protect your case, but it will also help ensure the disaster does not happen again.
Keep a Journal
You will speak to many people from the insurance company and fire department after a house fire. Many people will tell you many things. Keep a journal that outlines every person you have spoken to, and what was said during these conversations. It will simply be too difficult to remember all of these details in the future, so it is always better that they are in writing. Also keep any receipts for items you purchased related to the fire.
Call a Fire and Smoke Damage Lawyer in Daytona Beach
Obtaining the compensation you need after a house fire is not easy. At Bundza & Rodriguez, our Daytona Beach fire and smoke damage lawyer knows how to hold insurance companies accountable for paying the full damages you need during one of the most difficult times in your life. Call us now at 386-252-5170 or contact us online to schedule a consultation and to learn more about how we can help you obtain the full coverage you deserve.