Should I Hire A Property Damage Claims Attorney?
Property damage insurance policies you have in place can help offset financial losses due to storms, fires, theft, or other causes. Unfortunately, after paying out large sums to maintain your policy, it can come as a shock when the insurance company fails to provide promised protections at the time you need it most. Having an experienced Daytona Beach property damage attorney on your side helps in getting the compensation you are entitled to.
When To Contact A Property Damage Claims Attorney
According to the Insurance Information Institute (III), Floridians rank second in the country when it comes to the cost of property damage insurance. Living in Daytona Beach, homeowners face major risks when it comes to hurricanes, tropical storms, flooding, hail, and vandalism as well. You expect your investment in property damage insurance to pay off in these events and for the insurance company to help you through the claims process. Unfortunately, this is often not the case.
It is common practice for insurers to dispute property damage claims in Daytona Beach. To avoid paying out-of-pocket costs, the following are common situations in which you should get an experienced property damage claims attorney on your side.
- When you are unsure about the terms of your policy: Insurance contracts are difficult to read and they often contain exclusions that insurers use to deny your claim. We can thoroughly review policy terms, explain how they apply in your situation, and make sure the policy itself complies with state insurance laws.
- When you suffer extensive property damages: In cases of major property damages and potentially heavy financial losses, you need an experienced attorney to ensure you get the maximum amount you are entitled to in a settlement.
- In complex cases: Some property damage claims are inherently more complex than others. This includes cases involving mold, hail, sinkholes, lightning strikes, and smoke or flooding, as well as situations in which antiques, collectibles, and other property are damaged.
- When the insurer is acting in bad faith: Under the Florida Statutes, insurers are required to act in good faith when resolving claims. Failing to communicate, excessive document requests, and unreasonable delays could subject them to civil penalties.
- When your claim is denied: Insurance companies do not have the last word in denying claims. You have the right to appeal their decision and should not hesitate in doing so. Many claims end up being successfully resolved in this manner, but it is important to have an experienced Daytona Beach property damage claims attorney on your side.
Reach Out to Us Today for Help
Whenever you suffer property damages and need to file a claim with an insurance company, it helps to have an experienced Daytona Beach property damage claims attorney on your side. At Bundza & Rodriguez, we are dedicated to helping you get the maximum amount in a settlement, avoiding out-of-pocket costs. Call or contact our office online and request a consultation today.